Guardian Bank

Welcome
Creating your new account should only take about 10 minutes or less.

LET'S GET STARTED

Are you currently an active account holder at Guardian Bank?* Existing customers can save time with pre-filled personal information.

New Customer

Existing Customer

Full Name *

Social Security # *

Application ID

CANCEL & EXIT CONTINUE

ACCOUNT PREFERENCE

Let us help you identify the account that best fits your needs.* Guardian Bank will use this information to assist in creating the proper ownership documentation.

Take a short quiz to guide me to a suitable account.

No thanks, I don't want to take the quiz. I'll look at the different checking account types on my own.

Do you prefer to have the best rewards, highest interest, and most perks – even if it costs money?*

Yes

To earn a higher rate of interest, will you always keep more than $1,000 in your checking account?*

Yes

Do you have a cell phone or look for deals when you shop?*

Yes

Based on your answers, Guardian Bank recommends the following account: Basic Checking w/E

Based on your answers, Guardian Bank recommends the following account: Rewards Checking

Based on your answers, Guardian Bank recommends the following account: Platinum Rewards Checking

Based on your answers, Guardian Bank recommends the following account: Premium Rewards Checking

ACCOUNT TYPE

Select Account Type *

ACCOUNT SERVICES

Which of the following services would you like included with your new account?

Online Banking (free)

Bill Pay (free, with service options for expedited payments)
eStatements with check images (free)

Mobile Banking (free)

Mobile Deposit (free)
Text Banking & Alerts (free)

Debit Card (free)

SmartLock Debit Card Security (free)

Printed Checks

Assistance setting up a ....

Direct Deposit
Automatic Payment

Information on a Savings Plan

Savings Account
Certificate of Deposit
Money Market Account

Information on a Personal Loan

Information on a Business Checking Account

CANCEL & EXIT PREVIOUS STEP CONTINUE

Are you a U.S. Citizen?* By selecting Yes, you are confirming that you are a U.S. citizen or legal resident alien with a valid Social Security #.

Yes

Residency Status *

Country of Origin *

ACCOUNT OWNERSHIP

Individual or Joint* By selecting Joint, you are confirming that your joint applicant has authorized you to apply for a joint account in both your names.

Individual

Joint

Existing or New* By selecting Joint, you are confirming that your joint applicant has authorized you to apply for a joint account in both your names.

The Joint Account Owner is an existing customer of Guardian Bank.

The Joint Account Owner is a new customer.

PERSONAL INFORMATION (Applicant)

First Name *

Middle Init

Last Name *

Suffix

PHYSICAL ADDRESS

Address Line 1 *

Address Line 2

City *

State *

Zip Code *

Mailing Address same as Physical Address?*

Yes

MAILING ADDRESS (Primary)

Address Line 1 *

Address Line 2

City *

State *

Zip Code *

CONTACT INFORMATION

Mobile Phone # *

Work Phone #

Extension

Preferred Method *

Email Address *

Confirm Email Address *

Mobile/Email Consent — Subsequent use of your information will be in accordance with our privacy notice, which will be emailed to you as part of the application process. Guardian Bank may also use this information to contact you by means of phone call, email, or text message to assist with the completion of the application process. Guardian Bank will also email you other relevant documents and disclosures for your review during and after the application process.

IDENTIFICATION

If the address on your identification information varies from the address provided above, please bring documentation with your name and current address to your appointment (utility bill, credit card statement, etc.)

Social Security # *

Date of Birth *

Occupation *

Employer *

IdentificationType *

Identification # *

State *

Issue Date *

Expiration Date *

Issue Date *

Expiration Date *

Branch Issued *

Issue Date *

Expiration Date *

Authorization —* I authorize Guardian Bank to verify all information provided and to obtain additional information regarding my personal financial history from a consumer reporting agency or agencies and/or other financial institutions. I understand that this information will only be used in conjunction with Guardian Bank products and services requested by me and that it will remain in force for the duration of my association with Guardian Bank.

PERSONAL INFORMATION (Joint Applicant)

Is the Joint applicant a U.S. Citizen?* By selecting Yes, you are confirming that the Joint applicant is a U.S. citizen or legal resident alien with a valid Social Security #.

Yes

Residency Status *

Country of Origin *

First Name *

Middle Init

Last Name *

Suffix

PHYSICAL ADDRESS

Address Line 1 *

Address Line 2

City *

State *

Zip Code *

CONTACT INFORMATION

Mobile Phone # *

Work Phone #

Extension

Preferred Method *

Email Address *

Confirm Email Address *

Mobile/Email Consent —* Subsequent use of your information will be in accordance with our privacy notice, which will be emailed to you as part of the application process. Guardian Bank may also use this information to contact you by means of phone call, email, or text message to assist with the completion of the application process. Guardian Bank will also email you other relevant documents and disclosures for your review during and after the application process.

IDENTIFICATION

Social Security # *

Date of Birth *

Employer *

Occupation *

IdentificationType *

Identification # *

State *

Issue Date *

Expiration Date *

Issue Date *

Expiration Date *

Branch Issued *

Issue Date *

Expiration Date *

CANCEL & EXIT PREVIOUS STEP Verifiy Identiry CONTINUE

ALMOST FINISHED

Once you submit, we’ll reach out via your preferred method of contact to schedule you an appointment with a Customer Service Representative. Or, if you have a time in mind that you’d like to meet, please share with us below.

I’d like to make an appointment for:

Appointment Date

Time of Day

Appointment Notes/Comments

Please bring your personal identification card and funds to open the account to your appointment.

While working with the Customer Service Specialist, you’ll receive the terms and conditions of your account along with any disclosures and supporting documentation for the account extras selected in Step 2.

Please do not hesitate to contact us with questions.

CANCEL & EXIT PREVIOUS STEP REVIEW SUBMIT APPLICATION

APPLICATION REQUIREMENTS

At least 18 yrs old
Social Security Number
Personal Identification
(Driver's license, State Issued ID, Passport, Military ID, etc.)
Physical U.S. Address (no P.O. boxes)
Phone Number & Email Address

PERSONAL IDENTIFICATION

Important Information about Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documentation. If you are an existing customer, we may ask for these documents to update our files.

Verify Identity

CANCEL VERIFY

ChexSystems® Overview

CANCEL

Review Application

PRINT CLOSE

Preferred Interest Checking Requirements

eStatements & Debit Card

Must have at least 1 ACH credit/debit that posts and settles during the statement cycle, 15 point of sale debit card transactions that post and settle during the statement cycle and be enrolled in eStatements to receive up to 3.04% APY* on balances up to $15,000. Online Banking is required for eStatements.

Step 1 — Get Started

Step 2 — Account Setup

Step 3 — Personal Information

Step 4 — Next Steps